Live with 12 clients. Statutory from Dec 2025.

Verify your business once.
Share it everywhere.

Co.ID is a verified business identity you own. Signed by Umazi. Accepted by banks, suppliers, investors and procurement portals. No more retyping. No more waiting 140 days. £12 a year.

Distributed through
FSB HSBC Innovation Sage Tide Magic Sauce
3–6×
A new SME repeats KYB in its first six months
£3,000+
Cost per high-risk due diligence check
140 days
Average time to complete business verification
How Co.ID works

One verification. Every counterparty. For as long as the business exists.

Your data stays with you. Every share is logged, revocable, and signed at source. Built to the UK Digital Identity and Attributes Trust Framework.

1
VERIFY

Build your Co.ID in minutes

We pull live data from Companies House, GLEIF, OpenSanctions, OFAC and Dun & Bradstreet. You confirm. Umazi signs. The credential is yours.

2
SHARE

Send it anywhere, in one click

Opening a bank account? Pitching an investor? Onboarding with a new supplier? Share the credential, not a folder of documents. Access is revocable.

3
REUSE

Compound trust over time

Every share makes the next one faster. Every renewal updates the credential. One identity that grows with your business, across every market and jurisdiction.

CO.ID · BUSINESS IDENTITY VERIFIED
Umazi Ltd
Company no. 12345678 · London, UK
Companies House
GLEIF LEI
Sanctions clear
Beneficial owners
Bank verified
Trust Stamp
Signed by Umazi · DIATF-aligned 2026-04-22
What's in your Co.ID

A credential, not a form.

Every attestation is verified at source and cryptographically signed. Relying parties verify the signature, not the document. Nothing to photocopy. Nothing to retype.

  • Registry data, liveCompanies House, beneficial ownership, directors and PSCs, filing history.
  • Global identifiersGLEIF LEI, D-U-N-S, sanctions and adverse media.
  • Banking & tradeBank verification via open banking partners. Payment and trade attestations where relevant.
  • Premium Trust StampRegulated attestations for financial services, legal, and healthcare counterparties.
  • Agent-readableAI agents acting for your business can verify the credential directly. No dashboard. No scraping.
Why now

Verified business identity is becoming infrastructure. These are the dates.

Four regulatory shifts inside twenty-four months. Every business operating in the UK or EU will need a credential that meets the standard. Co.ID is being built to it.

DEC 2025 · STATUTORY

UK DIATF

The UK Digital Identity and Attributes Trust Framework becomes statutory under the Data (Use and Access) Act. A certified register for digital verification services.

2026 · IN FLIGHT

Companies House reform

ECCTA requires verified identities for every director and PSC. Six to seven million existing records to re-verify. Co.ID is the SME-side credential.

DEC 2026 · MANDATORY

eIDAS 2.0

EU Digital Identity Wallet mandatory across every member state. One wallet, every jurisdiction.

NOV 2027 · REQUIRED

Bank acceptance

Banks and payment firms must accept wallet-based verification. The credential moves from optional to mandatory in every onboarding.

Where you'll use it

Every moment your business has to prove itself.

Each of these is a reason SMEs are paying for Co.ID today. The pattern is the same: same documents, different counterparty, six weeks gone.

🏦

Opening a bank account

Share a signed Co.ID instead of uploading twelve PDFs. Onboard in hours, not weeks.

💼

Winning a tender

Public and enterprise procurement portals need KYB before you bid. Meet the bar before the window closes.

📈

Raising from investors

Directors, PSCs, cap table, sanctions. The DD pack every investor asks for, prepared once.

🤝

Onboarding a new supplier

The counterparty runs KYB on you. You share the credential. They verify the signature. Done.

⚖️

Engaging a lawyer or accountant

Professional services run AML checks before they can act. Skip the form.

🌍

Trading across borders

Built for DIATF and eIDAS 2.0. Recognised across the UK and EU from day one.

Pricing

Simple. Paid once a year. Compounds with use.

The SME pays upfront. Each share is logged. Premium tiers are available for regulated counterparties. No per-seat fees. No usage surprises.

Starter
Free Co.ID
£0
Free, forever
  • Self-serve Co.ID creation
  • Companies House and registry data
  • Unlimited selective sharing
  • Revocable counterparty access
Start free
Regulated
Trust Stamp
£70–£99
Per year, add-on
  • Everything in Verified
  • Regulated attestations (FS, legal, health)
  • Enhanced bank and trade verification
  • Priority relying-party integrations
  • Annual renewal with fresh sources
Add Trust Stamp
Why we built this

"The business of due diligence costs financial institutions £1 trillion a year. For the SME, that means waiting three to six months to open a bank account. Co.ID shortens that to minutes. Trust should never be the barrier. It should be the bridge."

Cindy van NiekerkFounder and CEO, Umazi · CFIT Digital Verification Taskforce · Ayra founding board member

140 days → 6 hours
Verification time across live clients
1.23M UK SMEs
Reachable through signed distribution channels
60+ years
Founding team experience across identity and RegTech
Recognised by and aligned with
UK CFIT Taskforce techUK Innovate UK Ayra DIATF-aligned eIDAS 2.0 ready Bahrain FinTech Bay
Questions

The ones we hear most.

Is Co.ID the same as KYB software?
No. KYB tools run a check for the counterparty. Co.ID is the credential the SME owns. The counterparty verifies the signature instead of running the check. Different side of the table, different commercial model.
Who accepts Co.ID today?
The credential is distributed through the Federation of Small Businesses, HSBC Innovation Banking, Sage, Tide and Magic Sauce. Combined reach: 1.23 million UK SMEs. Active relying-party integrations with banks and compliance platforms are signing through 2026.
What does DIATF-aligned mean?
The UK Digital Identity and Attributes Trust Framework becomes statutory in December 2025. It sets the bar for digital verification services. Co.ID is being built to the standard and Umazi sits on the CFIT Digital Verification Taskforce shaping the blueprint.
Who owns the data?
The SME. Every share is triggered by the business, not a third party. Access is revocable. Nothing leaves your control without your consent, logged and time-stamped.
How is it different from a scraped business record?
Data brokers sell records about you. Co.ID is a credential you carry. Every attestation is signed at source. Counterparties verify the signature rather than trusting a database. That survives an environment where AI can fabricate documents.
What about EU businesses?
Co.ID is being built to eIDAS 2.0. The EU Digital Identity Wallet becomes mandatory across member states in December 2026. The same wallet works in both regimes.
How quickly can I be verified?
Six hours is the current live client average. The industry benchmark for equivalent KYB is 140 days. Most of the six hours is waiting for source systems, not Umazi.

Your business already exists.
Prove it in minutes.

Twelve signed clients. Five distribution channels live. DIATF-aligned. £12 a year.